Terms of Use
Last updated: October 20, 2026
By using Pocket Calm ("the app") you agree to these terms.
1. What the app is
Pocket Calm is a personal budgeting tool. It helps you track spending, bills, savings and debts. It is not a bank, does not move money, and is not financial, tax or legal advice. The numbers it shows are estimates based on what you type; please check important decisions against your bank and your own judgment.
2. Your account and data
Your data is stored on your device and, if you connect it, in a spreadsheet in your own Google account (see the privacy policy). You are responsible for your Google account and for keeping backups. The app offers a backup download in Settings.
3. Purchases
Pocket Calm is sold as a digital product. Access details are delivered with your purchase. Your access code only works for one person. Refunds follow the policy of the shop where you bought it.
4. Acceptable use
Do not try to break, overload or misuse the app, or resell access to it.
5. No warranty
The app is provided "as is". We work to keep it accurate and available, but we cannot guarantee it will be error-free or always online, and we are not liable for losses that come from using it.
6. Changes
We may update the app and these terms. The current version is always on this page.